Debt Manager

Know who owes you money.

An IOU tracker for both sides of the ledger. Record what people owe you, log part-payments as they come in, and let AI write the awkward reminder — so you actually get paid back.

Download on theApp Store Get it onGoogle Play
The Debt Manager overview screen, showing net position and balances.

Two ledgers, one app

Most money apps only track what you spend. Debt Manager tracks people — who owes you, what you owe, how much is left, and when it's due.

Snap it, don't type it

Scan a receipt, paste a bank alert, or say it out loud. AI fills in the entry for you.

Never chase awkwardly

AI drafts the reminder in your tone — casual, professional, or firm — ready to send on WhatsApp or SMS.

Part-payments that add up

Log instalments as they arrive. Balances update themselves and close when settled.

Split any bill

Divide a bill across any number of people. Everyone gets their own record and running balance.

Know who pays late

See how someone has paid you before — before you lend to them again.

Business and personal, apart

Separate books with their own balances, currencies and branded invoices.

What it looks like

Free to use, with no limits on how much you track.

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Everyone who owes you, with running balances.
Everyone who owes you, with running balances.
AI writes the awkward reminder so you don't have to.
AI writes the awkward reminder so you don't have to.
Snap a receipt, paste a bank alert, or say it out loud.
Snap a receipt, paste a bank alert, or say it out loud.
Log part-payments; balances close themselves.
Log part-payments; balances close themselves.
AI drafts the entry — you confirm before anything saves.
AI drafts the entry — you confirm before anything saves.
See how someone has paid you before you lend again.
See how someone has paid you before you lend again.
Send a branded invoice or receipt as a proper PDF.
Send a branded invoice or receipt as a proper PDF.
Where you stand with one person, as a single number.
Where you stand with one person, as a single number.
A due calendar so nothing slips past its date.
A due calendar so nothing slips past its date.
Business and personal kept in separate books.
Business and personal kept in separate books.

Who it's for

Anyone who lends to friends and family and would rather skip the awkward conversation. Freelancers chasing unpaid invoices. Housemates splitting bills. Shop owners keeping a book of credit customers.

Download on theApp Store Get it onGoogle Play